While the nature of our work has changed, it feels as if it’s never been harder to earn a dollar.  Our lives are increasingly complex, competitive, and stressful.  One of the biggest causes of this stress, and the resulting anxiety, is money.  I know it to be true that second only to health, money can direct the course and quality of our lives, and the lives of everyone we care about.  If you can dream it, we can develop a plan to achieve it.

14 years ago, I became a financial advisor so that I could continue on my entrepreneurial path by learning how to manage my own money and achieve the financial prosperity I knew I was capable of, but had always eluded me.  I lacked the knowledge, access, and plan of action necessary to achieve my life’s goals and aspirations.  I was busy living my life and there were always things of equal importance to me to focus on what I know now to be tremendously more impactful things I could be doing to advance my progress toward my goals.  I started my career from the perspective of the client first, and then learned the role of a great advisor.  Every aspect of my practice maintains that priority, by design - and it’s exemplified in what we call an Exceptional Client Experience.

In my early working years, I made a lot of money as a business owner and as I entered the financial services industry, but I had very little of value to show for it on my personal balance sheet.  Although my lifestyle was elevated beyond anything my immigrant family could have dreamed of when we arrived at this most special country 40 years prior, I felt increasingly less in control and a lot less secure.  I didn’t have an easy way to understand and track my money, or know what to do with it.

I started Clever to give hard-working, well-intentioned, logical people, the tools, information and understanding that they need to plan, invest and achieve their life’s goals.

With Personal Service,

Hoss